Many people in the United States drive a car. Driving is a privilege and gives a sense of freedom. Many older adults depend on driving to maintain their independence and allow them to get to various events and appointments, including medical appointments. Unfortunately, a person can develop physical or cognitive challenges that affect their driving […]

Senior Drivers


We are in the holiday season. The season when people spend time with their family and friends. It is a time to celebrate traditions. It is also the time of year when you realize that your aging loved one may not be doing as great as they said they were. You notice changes in someone, […]

Holidays with loved ones


Whenever you go to a senior housing facility or long-term care facility, have you ever seen the Ombudsman notice and wondered, what’s an Ombudsman? Why do these places have such statements? The State of California requires Ombudsman notices to be posted publicly in long-term facilities. The word Ombudsman comes from Sweden and means representative. An […]

What’s an Ombudsman


After years spent working, you finally have reached the age to retire. No more 9-5. No more getting up early and working late. It is now the time to relax and focus on you. Retirement is the time to slow down and enjoy life. Most Americans spend their retirement days. Once a person masters those […]

Retirement Life


Many people think home care and home health are the same, but they are not. One deals with health, while the other deals with non-medical care. Medical insurance covers home health but does not cover home care, which is an out-of-pocket expense. Individuals with a Long Term Care (LTC) or some life insurance policies may help cover […]

Home Care vs Home Health

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People are different. They have different lifestyles, beliefs, family models, finances, etc. This can all play into how someone wants to leave their estate. Furthermore, there may be challenges with one or more heirs. An example is family members struggling with addiction or horrible finances. The law recognizes this, so there are various trust options […]

Various Trusts

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