Whenever you go to a senior housing facility or long-term care facility, have you ever seen the Ombudsman notice and wondered, what’s an Ombudsman? Why do these places have such statements? The State of California requires Ombudsman notices to be posted publicly in long-term facilities. The word Ombudsman comes from Sweden and means representative. An […]

What’s an Ombudsman

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It can be overwhelming and frustrating as your loved one ages, especially regarding income versus expenses. The expenses can add up quickly! Activities people could do before may become limiting because of a person’s medical condition or as their body gets older. Paying people to help adds up, so it is nice to know if […]

Government programs for seniors

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The SSA, or Social Security Administration, is an independent Federal agency in the executive branch of government.  It is one of the largest federal agencies.  The central administrative and computer operations are located in Baltimore, MD.  There are local SSA offices to service individual claims. People pay taxes into the program.  The program takes the […]

(SSA) Social Security Administration

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The Vial of Life program also known as Vial of L.I.F.E. (Lifesaving Information for Emergencies), is a program that allows individuals to have their complete medical information readily available in their homes for emergency personnel to reference during an emergency. It is a way of speaking to first responders (police, firefighters, EMS personnel) when someone […]

Vial of Life

Planning for retirement is essential at any age.  Some people are excellent with their finances, planning, and understanding of the investment market, but most are not.  The question becomes, should you work with a financial advisor or a financial planner?  Are they the same? While financial advisors and planners guide investments, taxes, and other financial […]

Financial Advisor vs Financial Planner

There may come a time in someone’s life when they need help with their finances.   Perhaps someone needs help paying bills, filing taxes, or other tasks.   The bigger question is, can the person still oversee their finances with assistance, or do they need someone to take over this task?  If a person needs help, then […]

Fiduciary versus Bookkeeper

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It can be a hard adjustment when people realize they need assistance with their daily tasks, especially for anyone who has been independent their whole life.  People want to maintain their independence while accepting assistance, too.  Otherwise, if they lose their independence, then they may lose autonomy, self-esteem, and overall well-being.  Accepting help may alter […]

Maintaining Independence While Aging

The conversation about downsizing with senior parents is often fraught with emotional and logistical complexities. It’s a conversation that necessitates a shift in both living space and mindset, frequently met with resistance or unease. The key to navigating this transition lies in approaching it with empathy, patience, and a deep understanding of its multifaceted nature. […]

Compassionate Approaches to Downsizing

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In the 1930’s, 40% of U.S. doctors would make house call visits.  That number sharply decreased by the 1950’s to 10% of U.S. doctors making house call visits, and less than 1% by 1980. There were several reasons why this decline happened, such as, inefficient use of a doctor’s time since a doctor can be […]

Traveling Medical Professionals

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