Many people think home care and home health are the same, but they are not. One deals with health, while the other deals with non-medical care. Medical insurance covers home health but does not cover home care, which is an out-of-pocket expense. Individuals with a Long Term Care (LTC) or some life insurance policies may help cover […]

There are various ways to pay for caregivers. Health insurance does not cover these services because caregivers do not provide medical treatment. Therefore, most people pay for this private service out of pocket. The person being cared for or a family member pays caregivers. A caregiver can be an individual or a caregiver that works […]

Finding the right caregiver can take time. There are two types of caregivers people hire. First, a caregiver works for themselves, which often seems cheaper, but does not have insurance (business or workers’ compensation). Therefore, there is no care if they become sick or have a personal emergency. Also, if they injure themselves while caring for your […]

As a person ages, there might come a time when they will need help with their Activities of Daily Living (ADLs). This would be an excellent time to evaluate if a caregiver should come in. Everyone has different situations, so there are different types of caregivers. Most of the time, the payment for caregivers is out […]

There are three options for taking care of people at home: Personal Care and Companionship  This is where a caregiver comes into someone’s home. A caregiver helps with everyday activities like bathing or showering, dressing, meal preparation, transferring from a bed or chair, walking, or using the toilet. The caregiver may also help with light housekeeping. […]