Paying for caregivers for a loved one because they develop health or mobility issues is expensive. Seventy-seven percent of adults 50 or older prefer to stay home as they age. The problem is that staying home with a caregiver may not be financially feasible, and moving to a facility is expensive too. The caregiver’s cost […]

There is an old saying, “Getting old isn’t for the faint of heart.” That is true. There are five stages to aging, and resources are available for each phase. The big question is, what are the top required services for seniors? Looking at this list, all seem manageable; until considering costs. Only some things are […]

Once a person gets closer to their senior years, more issues become apparent, and more help is needed. There are five stages of aging; resources are available for each phase. When a person starts to decline, they hide their problems. Plus, asking for help can be difficult, especially for an independent, strong-willed person, so keep […]

There are so many STAGES to aging. As a loved one ages, they experience gradual or rapid changes, which apply to both physical and cognitive. Seniors are great at hiding their problems, so being involved is critical to avoid missing the signs. Understanding the five stages people experience may alert family and friends to evaluate […]

When the time comes to bring a caregiver into a home, it can bring on anxiety, plus more. There are personality and trust issues since the caregiver is a stranger. Everyone wants the best, but figuring it out is overwhelming. In addition, finding the right caregiver can feel paralyzing since you need to figure out […]

Many people think home care and home health are the same, but they are not. One deals with health, while the other deals with non-medical care. Medical insurance covers home health but does not cover home care, which is an out-of-pocket expense. Individuals with a Long Term Care (LTC) or some life insurance policies may help cover […]