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When the time comes to bring a caregiver into a home, it can bring on anxiety, plus more. There are personality and trust issues since the caregiver is a stranger. Everyone wants the best, but figuring it out is overwhelming. In addition, finding the right caregiver can feel paralyzing since you need to figure out which questions to ask or what to look for. Critical caregiving attributes are positive, engaging, motivated, honest, reliable, flexible, patient, and kind. Before you ask a caregiver any questions, you must know which type of caregiver you want.
There are two types of caregivers out there. The first is a self-employed caregiver, an independent contractor who does not work for an agency. The positive is that you don’t have to deal with an agency or multiple caregivers. Plus, you know all the money goes to them. The downside of dealing with a self-employed caregiver is possible liability exposure since they could sue if a caregiver gets injured during their duties. Furthermore, there is no backup available if that caregiver is unavailable.
Your second option is an agency caregiver. Agency caregivers work for a company. The company pays the caregiver and provides the necessary insurance, reducing the liability exposure to the client. Plus, if the caregiver is unavailable, they can pull from their resources to find a backup caregiver. The downside is that people may have multiple caregivers and have to deal with a third party. Plus, the agency keeps a portion of the payment to cover administrative expenses, taxes, and insurance, which might be more expensive. Weighing the costs and understanding your liability exposure help determine which type of caregiver you will use.
Here is a guide to help you through the interview process.
There may be more questions depending on your specific situation, but this is a starting point. Remember, it may take a few caregivers before your aging loved one finds the right one for them.
Take your time with the process; let STAGES be your resource.
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