When a person has Medicare, there may come a time they have questions or need an advocate.    Many may look online for information.  Some may reach out to a health insurance broker/agent to see if they can be a resource.  There is a free program available to California residents called HICAP (Health Insurance Counseling and […]

Once people are in their 50s, they start thinking about retirement. Some people start putting away more funds into an investment account or bank account, and some start calculating their retirement age (65 or 70). Surprisingly 47% of people retire sooner than planned, which could be because of company layoffs followed by the inability to […]

Previously mentioned were the top five scams exploited in the aging community, but there are additional scams people should be aware of. Everyone is subject to scams, but the older generation tends to fall, victim, because the deceptions appear genuine, and the person may not recognize the dishonesty. Scams come in many forms, including text […]

Elder Abuse Scams are soaring. Older people get swindled out of more than $3 billion yearly. 3.5 million seniors are victims of financial exploitation each year, with an average loss of $34,200. Every day, older adults are harmed by mistaken assumptions and inadequate assessments of their decision-making capacity in the criminal and civil justice systems. […]

The number of senior scams has risen. In 2021, over 92,000 victims over 60 reported losses of $1.7 billion, a 74% increase from 2020. Seniors are targeted by scammers daily and in a variety of ways. Why are seniors targeted? There are several reasons why scammers target seniors. The most common reason is that thieves […]

There are various ways to pay for caregivers. Health insurance does not cover these services because caregivers do not provide medical treatment. Therefore, most people pay for this private service out of pocket. The person being cared for or a family member pays caregivers. A caregiver can be an individual or a caregiver that works […]