File a report with your local law enforcement. Depending on the local agency, you may need to file the report online or in person. In addition, get a copy of the police report since you may need to provide it to your creditors.
Contact the Federal Trade Commission to report an ID theft incident. You can visit their website or call them at 877-438-4338.
Contact your financial institutions regarding identity theft.
Call your bank(s), including any fraudulently opened bank accounts, explain that someone stole your identity, and review any transactions. Request to close or freeze any accounts tampered with or fraudulently established. You can always transfer any funds from your closed account to a new account.
Contact all your credit card companies, explain someone stole your credit, and review transactions—request to close or freeze any account tampered with or fraudulently established.
Change your online login credentials, including passwords and PINs. If you do not have login credentials, set one up because you are better protected if you do versus a stranger setting one up for you.
Monitor your credit and place a freeze.
Monitor your credit through a credit agency or contact Annual Credit Report through their website or call 877-322-8228 for an annual free credit report.
Review credit and report any fraudulent activity to the appropriate financial institution. To that end, contact any accounts fraudulently opened in your name.
Place a credit freeze with the three major credit bureaus: